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Principal Product Manager, Compliance / AML / Risk Platform

Coins.ph
Shanghai, Shanghai, China, Hong Kong, Hong Kong, Hong Kong, Shenzhen, Guangdong, China, Singapore, Singapore, Cebu City, Central Visayas, Philippines, Bangkok, Thailand, Cagayan de Oro, Northern Mindanao, Philippines, Davao, Davao Region, Philippines, General Santos, Soccsksargen, Philippines, Philippines
Posted
Hybrid
Full-time
Principal
5+ YoE
Job Description

Responsibilities

    🔹 Compliance & AML Platform

    • Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems
    • Design and optimize risk scoring frameworks across onboarding and transaction lifecycle
    • Partner with Compliance to translate BSP / AMLC regulations into scalable product features

      • 🔹 KYC & Onboarding

      • Build and improve KYC/KYB onboarding flows (individual & business)
      • Optimize CDD/EDD processes, including document verification, liveness checks, and risk tiering
      • Balance conversion vs compliance (reduce friction without increasing risk)

        • 🔹 Anti-Fraud & Risk Control

        • Define and implement fraud detection strategies (account takeover, scams, mule accounts, etc.)
        • Collaborate with data teams to develop rules engines, alerting systems, and case management tools
        • Improve real-time monitoring capabilities for transactions and user behavior

          • 🔹 Risk Platform & Tooling

          • Build internal tools for:
            • Case management
            • Investigation workflows
            • Audit trails and reporting
            • Integrate with external vendors (e.g., KYC providers, blockchain analytics, sanctions lists)

              • 🔹 Cross-functional Leadership

              • Work closely with:
                • Compliance / MLRO
                • Risk & Fraud Ops
                • Data Science / Analytics
                • Engineering
                • Act as the bridge between regulatory requirements and product implementation

Requirements

    Must to have

    • 5+ years of Product Management experience, preferably in fintech, payments, or crypto
    • Strong understanding of:
      • AML / CFT frameworks
      • KYC / KYB processes
      • Transaction monitoring
      • Experience building or managing:
        • Risk engines / fraud systems / compliance platforms
        • Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments
        • Ability to translate regulatory requirements into scalable product solutions

          • Nice to have

          • Experience in crypto / blockchain / exchange platforms
          • Knowledge of:
            • Fraud typologies (scams, mule accounts, phishing, etc.)
            • Sanctions screening & travel rule
            • Experience with tools/vendors like:
              • Chainalysis / TRM / Elliptic
              • Onfido / Sumsub / Jumio
              • Background in compliance, risk, or data analytics